Tips for Buying a Home Without a Real Estate Agent

Tips for Buying a Home Without a Real Estate Agent
  • Written on February 18, 2021

We know – this feels like a bold move to make for such a massive purchase! While real estate agents can be helpful, the evolution of the homebuying process with technology, interactive services and more have made it so that you don’t necessarily need them to buy a home. Not only does this result in less back and forth, it can also help you buy your dream home for less, without agent fees involved. If you’re looking to buy a new home and don’t want to rely on finding a realtor that understands what you’re looking for, we’ve pulled together some tips to help the process be as seamless as possible.

Start the process by checking out trusted real estate websites. Instead of working with a real estate agent who will show you options house by house, use technology for all its worth! Trusted real estate pages like ZillowTrulia and more can help you in your initial search efforts by sorting through homes based on location, price range, bedroom and bathroom size, and more. These websites also have phone apps so you can check out homes on the go.

Check out mortgages. From there, one of the biggest next steps is getting preapproved for a mortgage. While agents can assist you with this, it’s not hard to do on your own with some simple math and a breakdown of your budget. Being preapproved is a way for you to find out what exactly you can afford within your budget and can help your search efforts. It also helps show that your financing is intact in advance and less likely to fall through during the buying process. To do this, you can use an online mortgage calculator or reach out to a mortgage institution like our partner, First Heritage Mortgage. They can help you calculate all those expenses and assist you in applying for a home or construction loan.

Research, research, research! Once you’ve found an area you’re interested in calling home, it’s time to roll up your sleeves and dig into the ins and outs of that area. What’s the average selling price there? Would you need quick access to public transportation or highways? Would you prefer to be closer to a certain school district? These are all things to really think through to make sure your house is your perfect home. If you’re unsure of what to look for, our Homebuyer 101 page should help!

Use as many resources as possible. If you’re looking for a home within a planned neighborhood, chances are they have a dedicated staff of real estate experts who can assist you throughout the process. From virtual tours that you can take from the comfort of your home (especially useful if you’re moving to a brand-new city) to discussing possible floor plans and home options at the design center, they’re onsite to help. Ask as many questions as needed and take as many pamphlets/brochures as possible – it’ll help you remember details about the home even after you’ve viewed several other options.

Ask for a Seller’s Disclosure. After you’ve checked out a home that looks ideal for you and your family, if it’s a previously owned home, ask for a Seller’s Disclosure. This is a document that lists all known issues with the home and any remodeling work that’s been done. Anything from structural issues, plumbing issues, water damage, etc., would be included. 

We hope the above helps you make an informed and independent decision when it comes to buying your new home. Happy home hunting!