This Disclosure Statement is to give you notice that Seller has a business relationship with First Heritage Mortgage, LLC (the “Lender”). The nature of the relationship is that the owner of Seller owns a 75% interest in the Lender. Because of this relationship, this referral may provide Seller a financial or other benefit.

Set forth below is the estimated charges or range of charges for the services listed. You are NOT required to use or accept the services of the Lender as a condition for settlement in connection with the purchase of a property from Seller. THERE ARE FREQUENTLY OTHER SERVICE PROVIDERS AVAILABLE WITH SIMILAR SERVICES. YOU ARE FREE TO SHOP AROUND TO DETERMINE THAT YOU ARE RECEIVING THE BEST SERVICES AND THE BEST RATE FOR THESE SERVICES.

By signing below, we acknowledge that we have read this Disclosure Statement, that Seller is referring us to purchase the services described above from the Lender, and that Seller may receive a financial or other benefit as the result of this referral.